Financial Calculators

In today’s world molding an exact budget of how to spend your money along with establishing long-term financial goals is a must.  However, with the many complexities in the world of finance today money management may appear require a post graduate degree in financial science. 

On this page we have taken the liberty to compile a list of financial resource calculators to help guide you through some of the more unexpected things in life.  These financial calculators make perfect tools that can guide you through taxes, set up a solid retirement plan, or even manage the cash flow that you currently have coming in. 

These resource calculators can assist you in your monetary planning needs.  Remember that above all else it is imperative that once a financial plan has been made that you stick to it!  Take some time to browse around, try out some of the different calculators, and start building the framework for a financially stable future.

Saving and Investing Calculators

College Funding Calculator Use this calculator to estimate the cost of your child’s education, based on the variables you input.
Savings Goals Calculator How much do you need to save each year to meet your long-term financial goals?
Savings Accumulation Calculator Estimate the future value of your current savings.
Taxable Equivalent Yield Calculator Calculate the rate of return you would have to receive from a taxable investment to realize an equivalent tax-exempt yield.
Capital Gains Taxes Calculator Estimate short-term and long-term federal capital gains taxes

Taxes and IRA Calculators

Federal Income Tax Calculator This calculator can help you estimate your annual federal income tax liability.
Tax-Deferred Savings Calculator Compare the potential future value of tax-deferred investments to that of taxable investments.
IRA Eligibility Calculator Use this calculator to determine whether you qualify for the different types of IRAs.
Roth IRA Conversion Calculator This calculator can help you determine whether you should consider converting to a Roth IRA.

Retirement and Inflation Calculators

Cost of Retirement Calculator Use this calculator to estimate how much income and savings you may need in retirement.
Required Minimum Distributions Calculator Estimate the annual required distribution from your traditional IRA or former employer's retirement plan after you turn age 70½.
Impact of Inflation Calculator Estimate the future cost of an item based on today’s prices and the rate of inflation you expect.
Retirement Plan Early Distribution Calculator Estimate how much would remain after paying income taxes and penalties if you took an early distribution from a retirement plan.
Personal Inflation Rate Calculator Is your personal inflation rate higher or lower than the CPI?
Retirement Portfolio Lifespan Calculator How Long Will Your Funds Last?

Estate Planning Calculators

Estate Tax Calculator Use this calculator to estimate how much income and savings you may need in retirement.

Cash Management Calculators

Cash Flow Analysis Calculator This Cash Flow Analysis form will help you weigh your income vs. your expenses.
Net Worth Calculator A balance sheet summarizes your assets and liabilities and reveals your net worth.
Lifetime Earnings Calculator This calculator is designed to help you attach a dollar figure to your life’s work.

Loans and Credit Card Calculators

Credit Card Debt Calculator How long will it take to pay my balance?
Lease Payment Calculator How much would your monthly lease payment be?
Car Affordability Calculator How much can you afford to pay for a car?

Risk Management Calculators

Life Insurance Calculator How much life insurance would you need to produce a sufficient income stream for your family.
Life Expectancy Calculator Knowing your likely life expectancy is an important factor in making long-term financial plans.
Long-Term Care Self Insurance Calculator Will you be able to afford nursing home care?
LTCI Cost of Waiting Calculator Estimate the potential cost of waiting to purchase a long-term care insurance policy.
Disability Income Insurance Calculator How much Disability Income Insurance do you need?
College Planning Calculator      Calculate Credit Card Debt      Retirement Calculators
Contact your leading insurance broker for more information.