Types of Life Insurance
With over 30 highly regarded insurance companies on our roster, we can find virtually any kind of life insurance your clients may be seeking:
- Term Life Insurance
- Whole Life Insurance
- Universal Life (UL)
- Guaranteed Universal Life (GUL)
- Indexed Universal Life (IUL)
- Variable Universal Life (VUL)
- Joint Life Insurance: First-to-Die & Second-to-Die
Besides offering these policies at wholesale rates to independent agents, we can also cut through the dense language of these policies to help you understand the differences between them so you can guide your clients to the one best suited to their needs.
As we all know, life is uncertain. One of the ways society developed to cope with the predicament of a young family left without a provider is life insurance. In the event of an untimely death, a life insurance policy can be used to cover the expenses and taxes that come with the death, and—perhaps more importantly—can also provide for the children’s education, an unpaid mortgage, and other debts.
Our producers probably help more clients with life insurance than with any other financial service we offer. For young families, in particular, life insurance is almost a necessity. Unfortunately, though, sorting through the intricacies of all the different types of life insurance policies is so tedious and confusing that many just keep putting off getting a policy. This is where you, the independent broker comes in—along with the assistance of U.S. Marketing Corp.
U.S. Marketing Corp. offers a variety of wholesale financial services to assist your clients at all stages of their lives. Included in these services are: Annuities, Long-Term Care Insurance and Disability Insurance.
Learn more about our life insurance options for your clients today from our U.S. Marketing associates.